These Terms of Service govern your access to and use of InstaWorks (the “Service”). By creating an account or using the Service you agree to these terms.

1. Accounts

You are responsible for safeguarding your account credentials and for all activity under your account. You must provide accurate information and keep it up to date.

2. Subscriptions & billing

Paid plans are billed in advance on a monthly or annual cycle. Trials convert to paid plans unless cancelled before the trial ends. Fees are non-refundable except where required by law.

3. Acceptable use

You may not misuse the Service, attempt to disrupt it, or access it using a method other than the interfaces we provide.

4. Data

You retain ownership of the data you submit. We process it to provide the Service in accordance with our Privacy Policy.

5. Termination

You may cancel at any time. We may suspend or terminate access for breach of these terms.

This is a template and should be reviewed by legal counsel before production use.